Real estate advisor Brandi Hampton shares home buying tips

August 23, 2026 - 04:33

CHICAGO - As inflation continues to push up prices on groceries, gas, and everyday goods, the idea of buying a house can feel out of reach for many. Yet for a large number of people, owning a home remains a top priority. Real estate advisor Brandi Hampton, who works with buyers across the Chicago area, says the current market is tough but not impossible to navigate.

Hampton points out that first-time buyers often make the same mistakes. They wait for the perfect home or try to time the market, and that rarely works. Instead, she suggests getting pre-approved for a mortgage before you even start looking. That step gives you a clear budget and makes your offer stronger when you find a place you like.

She also urges buyers to think about the long term. A smaller condo or a fixer-upper in a decent neighborhood might not be flashy, but it can build equity over time. Renting forever, she notes, means you are paying someone else's mortgage. Hampton recommends working with a local agent who knows the specific neighborhoods, since prices and availability can vary block by block.

Another key tip is to stay flexible on the type of property. Townhomes, duplexes, or even homes that need a little work often come with a lower price tag. And while bidding wars are common, Hampton says a well-prepared buyer with solid financing can still compete. The bottom line, she adds, is to start saving early, keep your credit in good shape, and be ready to act when the right opportunity shows up.